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Ledgerwood Law Group

Q:
Is workers' compensation Temporary Disability (TD) the same as State Disability (SDI)?

A:
No, these are two completely different benefits. Workers' compensation is only for injury or illnesses that occur due to employment. State Disability is for injuries or illnesses that are not work-related. These are handled by the Employment Development Department (EDD). State Disability Insurance (SDI) is automatically deducted from the employee's paycheck. We do generally recommend, however, that anyone who has filed a workers' compensation claim and has paid into SDI, also file an application for SDI. It will initially be denied, however, if you are still injured and unable to work by the time your TD through workers' compensation runs out, you have created a "financial safety net" for yourself and the SDI should kick in for you at that time until you can return to work and while you finish your recovery from your injury.
Thomas Ledgerwood
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Proprietor Ledgerwood Law Group