If You're Still Employed, You Can't Prove You're Unable to Work
There's a bit of a Catch-22 involved in applying for Social Security disability benefits. On one hand, any reasonable person would want to have his livelihood assured before actually retiring from the work force, so it may seem reasonable to apply for disability benefits while still holding a job (as painful and debilitating as it is to continue working with a serious medical condition). On the other hand, if an examiner for the Social Security Administration opens your application and sees that you are still employed, he will draw the conclusion that you are not too ill or disabled to work—and immediately reject your petition!
Things don't seem much more promising if you quit from your job, and then apply for disability benefits. In this case, you have no choice but to operate without a net: you won't have any income while you go through the application process, and there's no guarantee that your initial application will be approved by the SSA. Even still, your best strategy is to quit your job first, and hire a first-rate Social Security disability attorney who will make sure that your first application gets a fair hearing. In the best case, you are approved for disability within a few months; in the worst, your initial application is denied and you and your lawyer can put your heads together for a second go-round.
At the Ledgerwood Law Group, we know how scary it can be to leave your job without having any kind of safety net in place—and without any guarantee that your disability application will be approved by the SSA. Questions? Contact our northern California Social Security disability experts today at 888-761-7383 for a free consultation!
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